North Carolina Captives


From the Insurance Commissioner to the General Assembly to the North Carolina Captive Insurance Association, we are committed to making North Carolina a great new home for captives.

You can rest assured that your needs will be handled by a knowledgeable, experienced and responsive team of insurance professionals. We recognize that captives are different than traditional insurers, and we’re focused on delivering a sensible pro-business approach to regulation.


North Carolina has a state-of-the-art captive law that allows for a low cost of operation for captive insurance companies. Captives will enjoy no minimum premium requirements, reasonable capital requirements and competitive premium tax rates.

Without the Red Tape.

The North Carolina Department of Insurance is dedicated to facilitating a quick and efficient licensing process for captives.

There are no application fees, no annual fees and no mandatory examinations.