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Ratings and Inspections

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Fire Department Inspections

The primary responsibility of this section is the inspection of all fire departments having a 9S insurance classification to ensure compliance with criteria established by the Department of Insurance. This criterion dictates a minimum level of fire protection and qualifies homeowners throughout the state to be eligible to receive reduced insurance premium rates.

The Inspection Section also has the responsibility to conduct surveys of all fire districts throughout the state with an insurance classification lower than the 9S classification.

Inspection personnel also assist communities in their efforts to establish or expand existing fire protection by providing assistance with written and drawn boundary descriptions, ensuring the fulfillment of substation requirements and monitoring changes in fire district size.

Assistance is also provided to local governmental officials and emergency personnel in alternative financing (Tax Districts), record keeping, contract agreements, benefits, and upgrading of insurance classifications.