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Actuarial Services

Medical Professional Premiums by Class

This premium comparison shows the "manual" premium. A specific health care provider is actually charged a "net" premium. The "manual" premium comes from a manual while the "net" premium is individually determined based on the health care provider’s unique characteristics. For example, the "net premium" considers any claims that have been filed against that healthcare provider.

Not all insurers cover all health care providers which explains why some cells are blank.

ISO is a statistical organization, not an insurer. Their “premiums” are estimated based on the data they filed with the NCDOI and are shown for informational purposes.