For Immediate Release: September 3, 2014

Franklinton Contractor Accused of Falsifying Liability Insurance Certificates

RALEIGH -- Insurance Commissioner Wayne Goodwin today announced the arrest of Ronnie Chris Carpenter, 40, of 2054-C Highway 96, Franklinton; he was charged with one count of obtaining property by false pretense.

Department of Insurance criminal investigators allege that on Feb. 2, 2014, Carpenter — while doing business as CRC Contractors — collected a $5,600 deposit and provided a fraudulent certificate of liability insurance to secure a contract to install windows at a Johnston County home. The certificate indicated that Carpenter had liability insurance through Erie Insurance Exchange and Harford Insurance; however, investigators allege the policy numbers were false.

Carpenter was arrested in Granville County on Sept. 2 and placed under a $10,000 bond.

The Department of Insurance employs 20 sworn state law enforcement officers dedicated to investigating and prosecuting claims of insurance and bail bonding fraud. Since Insurance Commissioner Wayne Goodwin took office in 2009, criminal investigators have made more than 1,000 arrests, resulting in more than 500 criminal convictions with more than 200 cases currently pending court. These efforts have delivered more than $61 million in restitution and recoveries for victims.

An estimated 10 cents of every dollar paid in premiums goes toward the payment of fraudulent claims. To report suspected fraud, contact the Department of Insurance Criminal Investigations Division at 919-807-6840. Callers may remain anonymous. Information is also available at