For Immediate Release: November 19, 2014

Winston-Salem Man Accused of Insurance Fraud

RALEIGH -- Insurance Commissioner Wayne Goodwin today announced the arrest of Christopher Arnold Joyner, 48 of 5040 Tutelo Trail, Winston-Salem; he was charged with two counts each of insurance fraud and attempting to obtain property by false pretense, and one count of filing a false police report.

Department of Insurance criminal investigators allege that on Sept. 5, 2014, Joyner filed a false police report for a motor vehicle accident and filed fraudulent documentation in support of insurance claims with USAA Insurance and NC Farm Bureau. Investigators accuse Joyner of claiming damages that were inconsistent with the reported accident. Joyner did not receive payment for his claim.

Joyner was arrested on Nov. 17 with the assistance of the Winston-Salem Police Department and placed under a $2,000 bond.

The Department of Insurance employs 20 sworn state law enforcement officers dedicated to investigating and prosecuting claims of insurance and bail bonding fraud. Since Insurance Commissioner Wayne Goodwin took office in 2009, criminal investigators have made more than 1,000 arrests, resulting in more than 500 criminal convictions with more than 200 cases currently pending court. These efforts have delivered more than $61 million in restitution and recoveries for victims.

An estimated 10 cents of every dollar paid in premiums goes toward the payment of fraudulent claims. To report suspected fraud, contact the Department of Insurance Criminal Investigations Division at 919-807-6840. Callers may remain anonymous. Information is also available at