For Immediate Release: September 1, 2015

Goodwin: Cutting Driver's Ed Could Be Costly

RALEIGH -- Insurance Commissioner Wayne Goodwin encourages the North Carolina Senate and House of Representatives to preserve funding for driver's education as they negotiate a state budget.

"North Carolina currently has some of the lowest car insurance costs in the country," Goodwin said. "In addition to the public safety concerns that come with eliminating driver's education programs, more untrained drivers on the road could ultimately lead to higher insurance rates for all drivers."

Car insurance rates in North Carolina are based on the claims experiences of the insurance companies. If, over time, they are paying out more for claims, it is likely that rates would increase for all drivers.

In the short-term, teen drivers already pay significantly more for car insurance than experienced drivers, and if they are charged points for convictions or at-fault accidents, their rates would increase in accordance with the state's Safe Driver Incentive Plan.

"It is to everyone's benefit to have skilled and safe drivers on the road," said Goodwin.

Learn more about teens and car insurance at or by calling the North Carolina Department of Insurance at 855-408-1212.