For Immediate Release: November 23, 2015

Contractor Accused of Presenting False Insurance Documents for Permit

RALEIGH -- Insurance Commissioner Wayne Goodwin today announced the arrest of James Thomas Todd, Sr., 63, of 2965 Mt. Olive Church Road, Green Sea, S.C.; he is charged with one count of attempting to obtain property by false pretense in Brunswick County.

Connie Frances Gablehouse, 46, of 4855 Walter Todd Road, Clarendon, was served a misdemeanor criminal summons on a charge of common law forgery in Columbus County in connection with the case.

Department of Insurance criminal investigators accuse Todd of obtaining a builder's permit by means of false pretense by presenting an allegedly fraudulent certificate of worker's compensation insurance to the Town of Sunset Beach on July 8, 2015.

Gablehouse is accused of creating and signing a false certificate of insurance alleging that Todd had worker's compensation through Riverport Insurance and submitting the certificate to the Town of Sunset Beach on July 23 to help Todd obtain a builder's permit.

Todd was arrested on Nov. 12 and placed under a $5,000 bond.

The Department of Insurance employs 20 sworn state law enforcement officers dedicated to investigating and prosecuting claims of insurance and bail bonding fraud. Since Insurance Commissioner Wayne Goodwin took office in 2009, criminal investigators have made more than 1,500 arrests, resulting in more than 750 criminal convictions with more than 250 cases currently pending court. These efforts have delivered more than $72.1 million in restitution and recoveries for victims.

An estimated 10 cents of every dollar paid in premiums goes toward the payment of fraudulent claims. To report suspected fraud, contact the Department of Insurance Criminal Investigations Division at 919-807-6840. Callers may remain anonymous. Information is also available at